United Commercial Bank PLC's announced fixed deposit rate for a one-to-two year deposit is 4.00–10.25% for August, 2026, as filed with Bangladesh Bank.
| Tenure | Rate (% per year) |
|---|---|
| 3 to <6 months | 3.75–9.75% |
| 6 months to <1 year | 3.75–9.50% |
| 1 to <2 years | 4.00–10.25% |
| 2 to <3 years | 4.50–10.25% |
| 3 years and above | 4.50–8.25% |
These are announced rates, not quotes. A bank prices a fixed deposit by how much you deposit and by whether you are a person or a company, so a range means the bottom is usually the ordinary retail deposit and the top usually needs crores or a named scheme. Interest is taxed at source at 10% if the bank holds your TIN and 15% if it does not, and deposit protection covers ৳2,00,000 per depositor per bank.
Check United Commercial Bank PLC's own page before acting: their rate card.
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